We just recently started using the Standardized Donation Forms and elected fees to be covered by the donor. People are gladly paying the fees, but now we can't apply their payments to pledges because they exceed the pledge amount. Fees are an expense, not revenue, and we want to record them that way separate from the pledge payment. We have now elected to NOT collect fees because it's more trouble than it's worth from an accounting perspective. Too bad we have to miss out on donor cover fees because of Blackbaud.