The new feature for all NXT Forms of Complete Cover and Donor Cover is great, however the current configuration for Donor Cover is an "opt-out model", when the donor goes to payment after selecting their gift amount the "Donor covers 100% of processing fees" checkbox is automatically checked and the donor has to physically uncheck the box to bring the payment amount back down to their originally intended gift amount. We would prefer this option to be an "opt-in model", where the donor has to physically check the box to cover 100% of processing fees (making the choice to cover or not cover the fees the donor's choice from the start).