There is now a checkbox required to enter a pledge that is not a credit card payment. It seems like it would be better to use the checkbox to indicate that it is a credit card or automated payment, instead of not providing any of the gift vehicles up front. That way, the benefit is given to those entering credit card information, and not the assumption that "processing manually" would be less common. I suggest reverting back to the original style, and adding the checkbox to prompt for credit card information, rather than what has been done, or perhaps a pop up box that has a way to "decline" that you are entering a pledge for later payment, which is the case with most grants.